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What is Laybuy?

Laybuy offers online shoppers a simple interest free* payment plan that lets you secure your purchase today and pay for it in six equal payments, once a week for 6 weeks. *please note a late fee may be applied for missed payments

How does Laybuy work?

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Once you select Pay by Laybuy at checkout and complete your purchase, the merchant/retailer ships any products directly to you at the delivery address you have requested.

Is Laybuy free to use?

It is completely free to sign up and use Laybuy. Your payment plans will all be interest free on the basis you pay on time. If you have any late / missed payments, you will be subject to a fee. 

How do I create a Laybuy account? 

Upon checkout at Chelsea's Collections, you can choose to pay via Laybuy and you will be taken to the website to complete sign in / sign up. Alternatively, please head to their website for more information and to sign up for an account: